Why order an appraisal from Roser Real Estate Appraisal, Inc.?

To a lot of people, an appraisal just looks like one more thing on the settlement sheet for a home sale or refinance. Almost all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation processes that may appear cheaper than an appraisal. You might assume that obtaining a mortgage is the only reason you should get an appraisal, but there are other times when the services of a licensed, independent real estate professional might come in handy.

For real estate appraisals in Lorain and Cuyahoga County, it's easiest when your order online from Roser Real Estate Appraisal, Inc., just click here.

Let Roser Real Estate Appraisal, Inc. help you appeal your tax assessment in Lorain County

If you reside in an area where property values have DECLINED, it's possible you're paying too much in property taxes. An appraisal from Roser Real Estate Appraisal, Inc. is your best evidence when building your case. We're qualified to assist you in challenging your tax assessment.

How can you do away with PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is an additional insurance policy that almost all lenders ask buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

Roser Real Estate Appraisal, Inc. will produce a statement regarding the value of your home, and the cost of the appraisal can generally be recovered in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a very daunting ordeal for the parties involved, and it is often more complicated by the challenging decision of who maintains the house. So both parties are completely aware of the true market value of their property, it's a good idea to get an appraisal from Roser Real Estate Appraisal, Inc., regardless of the situation.

If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Accurate and fair estate liquidation with help from Roser Real Estate Appraisal, Inc.Settling an estate

Losing a loved one is a hard time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Roser Real Estate Appraisal, Inc. can assist you in relocating to or from Cuyahoga County

Employee relocation can be a real pain, and we understand. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our detailed process, we encourage employees that are moving to provide remarks on the positive aspects of their property, as well as information about any new sales or listings in their area that they want considered.

Let Roser Real Estate Appraisal, Inc. help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.

We analyze the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.